How do I split expenses with a group?

Add everyone's name, then record each expense: who paid, how much, and who it was for (everyone, or just some people). The tool tracks exact balances and produces a settle-up plan with the fewest possible payments, like Sam pays Alex $23.50. Copy it as text for the group chat or share it as an image.

Does it handle expenses that only some people share?

Yes. Every expense has checkboxes for who is included, so the vegetarians skip the steak dinner and the two people who stayed an extra night split that hotel bill alone. Each expense divides equally among just the people you check.

How does it decide who pays whom?

It computes each person's balance (what they paid minus their fair share), then matches the biggest debtor with the biggest creditor repeatedly. That settles the whole group in the fewest possible payments, and the math is done in exact cents so the totals always reconcile.

Can I track more than one trip or group at a time?

Yes. The event picker keeps separate splits for the beach trip, the roommates, and the birthday dinner, each auto-saved in your browser so you can come back and add expenses as they happen.

Do my friends need an app or an account?

No. Nobody signs up for anything, including you. You keep the tally in your browser and share the settle-up plan as a text message or an image. Names and amounts never leave your device.

Group Expense Splitter Free: Split Bills & Settle Up Who Owes Whom

Split group expenses without an app, an account, or an argument

Somebody paid for the rental car, somebody covered dinner twice, two people skipped the boat trip, and now the group chat is doing forensic accounting. This splitter ends that: add the people, log who paid what and who it was for, and it keeps exact balances the whole time. When the trip is over, it hands you the shortest possible settle-up plan, like "Sam pays Alex $23.50", instead of a web of tiny IOUs.

Unlike the popular splitting apps, nobody has to install anything or make an account, including you. The tally lives in your browser, names and amounts are never uploaded, and you share the result as a text message or an image in the chat.

What it does

Fair to the cent. All math happens in exact cents, and uneven divisions hand the leftover pennies out deterministically, so every expense's shares always add up perfectly.
Partial splits. Each expense has checkboxes for who was in on it, so the non-drinkers never subsidize the bar tab.
Fewest payments. The settle-up plan repeatedly matches the biggest debtor with the biggest creditor, collapsing the whole group into the minimum number of transfers.
Live balances. A bar per person shows who is owed (green) and who owes (red) as expenses go in.
One event per occasion. The picker keeps the beach trip, the roommates, and the birthday dinner separate, each auto-saved in your browser.
Made for the group chat. Copy the plan as clean text, download it as an image, or save it straight to your phone's photos.

Common questions

How do I split expenses after a group trip?

Add everyone's name, then enter each expense: who paid, the amount, and who shared it. The tool tracks balances continuously and produces the shortest settle-up plan at the end. Copy it into the group chat and everyone knows exactly what to send whom.

Can some expenses apply to only part of the group?

Yes. Uncheck anyone who was not part of a given expense and it splits equally among just the people checked. The math stays exact either way.

How does it minimize the number of payments?

It computes each person's net balance, then repeatedly matches the largest debtor with the largest creditor. That greedy approach settles everyone in the fewest transfers a group of that shape can have.

Do my friends need to sign up for anything?

No. Nobody installs an app or creates an account, including you. You keep the tally and share the outcome by text or image. It also works in other currencies: dollars, euros, pounds, yen, rupees, and more.

Is it private?

Yes. Names and amounts stay in your browser on your device and are never uploaded. Events auto-save locally so you can add expenses over days or weeks, and the tool warns you visibly if your browser ever blocks saving.